Doubler's, Tripler's, Quadrupler's... whatever you want to call them, they are the Hottest Thing to hit the Internet since Email!  But what are they and how do they work?

First, what are they?  Basically, they are a simple program is designed to pay people money from future money that comes in.  The owner could have purchased the program or designed it himself (most purchase one).

How do they Work? Basically, a group of people would buy into a position, (we'll call them group1), then they wait until enough money comes in from the following groups to make their funds double.  This may take a day, a week, a month... who knows?  It all depends on how much money comes in.  This is called a cycle.

If, for example, everyone purchased a $100.00 position, the owner of the site keeps 10%, the rest goes into a pool, then this is how it would work.

Event	Pool
#1 spends $100	$90
#2 spends $100	$180
#3 spends $100	$270
#1 paid $200	$70
#4 spends $100	$160
#5 spends $100	$250
#2 paid $200	$50
#6 spends $100	$140
#7 spends $100	$230
#3 paid $200	$30
#8 spends $100	$120
#9 spends $100	$210
#4 paid $200	$10
#10 spends $100	$100
#11 spends $100	$190
#12 spends $100	$280
#5 paid $200	$80
#13 spends $100	$170
#14 spends $100	$260
#6 paid $200	$60
#15 spends $100	$150
#16 spends $100	$240
#7 paid $200	$40
#17 spends $100	$130
#18 spends $100	$220
#8 paid $200	$20
#19 spends $100	$110
#20 spends $100	$200
#9 paid $200	$0
#21 spends $100	$90
And so, the pattern would repeat....

This assumes that the owner of the program only takes a 10% cut for himself.  If he takes more, it will take more people to cycle, and longer to cycle.

Looks great, doesn't it?  It just goes on, and on, and everyone gets paid double when only 2 or 3 new people join. Simple.

But pay close attention. This system works if we can depend on two things:

• The owner does not get greedy and run off with your money.
• New money keeps coming in.

Let's leave the first one alone and take a good look at the second one. New money has to keep coming in. That can come from two places:

• New members make new purchases.
• Existing members re-invest their profit and more to add new money to the system.

Now, no matter what the owner tells you, there is not an infinite number of people interested in his product. At some point, every Double Your Money program must rely on existing members who re-invest their profit and more to keep the system running. Here's the proof.

A typical program gives you three options for what to do with your profit:

• You can take the money and run.  In our example, you put in $100 and go home with $200 after you cycle.
• You can take your profit, and re-invest the principal.  Put in $100 once, and take out $100 over and over. The original $100 gets used for another purchase every time you cycle.
• You can re-invest your principal and your profit.  Put in $100, put in $200, put in $400, etc. Just re-invest everything, every time you cycle. At some point, you plan to switch to the first option and take home a lot of cash.

What happens to the system for each of these options?

If everyone picks the first option, then the system crashes when you run out of new customers. No new money coming in, and every cycle someone takes money out. At some point, nobody gets paid. Depending on the level of the pool when things cool down, more or fewer members wait forever for a payback -- which never comes.

If everyone picks the second option, then the system still crashes when you run out of new customers. Notice that there is really no new money coming in. It's just the same money getting recycled, over and over, except that the owner keeps pulling out a percentage with each repeat purchase.

If everyone picks the third option, the system still crashes when you run out of new customers. Once again, you can keep putting your profit back in, but if there is no new money then the total just keeps getting drained by the owner with each re-purchase.

This explains why the cycle time for all these systems gets longer, and longer, and longer!

There is no way to sustain an everlasting flow of new money into the system. Eventually, you will find all the customers in the market for your product, assuming you actually have a product, if you are really good at advertising!

All along the way, members are taking their money out of the system. In the end, that's the goal, right?

Less and less new money coming in, members taking their profit, and the owner taking a cut, causes the system to S.L..O...W down until it finally, and horribly, stops. Everyone left in the pipeline loses their current investment. And no matter who the owner is, he is strongly tempted to close up shop and keep what's left in the pool. The only other option is to pay out of his own pocket just to return everyone's initial investment!

Yes, some people can make money. But no matter what they say, the only person "guaranteed" to profit is the owner!

If you do decide to play this money game, what is your best bet?

Get in early.  The sooner you start, the faster your first cycle. Mark my words: by the time you cycle once, the program will be advertising a longer cycle time than when you started.

Take the money and run, or pick the recurring income option.  You know it will someday fail, so try to get back at least your initial investment before it does!  For goodness sake, how long would you keep re-investing in something sure to fail?

Diversify.  If you count on one program to pay out forever, you're crazy. Spread your money around, and maybe when one crashes, the others will still be paying.

Don't whine when it crashes.  Never invest more than you are willing to lose outright.

Remember, we told you so.  Be glad for what you get while it lasts, and be prepared move on.

However, with all that said, I personally wouldn't touch one of these programs with a ten foot pole!

For a "REAL" program, click here!